In a world where artificial intelligence is increasingly shaping how we invest, Indian finfluencer and entrepreneur Akshat Shrivastava has stirred debate with his bold claim: “ChatGPT gives better financial advice than a financial advisor.”
The statement, shared recently on X (formerly Twitter), quickly sparked widespread discussion on the role of human advisors in the age of intelligent algorithms.
‘Conviction Is the Only Value’
In his post, Shrivastava argued that while AI platforms like ChatGPT can provide accurate financial insights, what truly sets a human advisor apart is conviction.
“The only value that a financial advisor brings to the table is conviction, because they can invest their own money,” he wrote. “ChatGPT cannot. Words mean nothing in a world full of deceit.”
Shrivastava, an INSEAD alumnus and founder of Wisdom Hatch, has built a strong following for his practical approach to financial education. Drawing from his experience as a former consultant with BCG and Dalberg, he often blends market analytics with behavioral finance.
Netizens Join the Debate
The post opened floodgates of opinions, with users divided between AI advocacy and human intuition.
One user commented, “ChatGPT’s advice is free, unlike some advisors who just talk for a paycheck. Conviction sold separately.” Another added, “ChatGPT can give information, but it can’t calm you down during a market crash when you’re about to panic sell everything.”
Many agreed that conviction is key to success, yet others cautioned that conviction without knowledge could be disastrous. “ChatGPT brings data; a good advisor brings discipline,” one reply read. “The best investors combine both.”
While Shrivastava’s viral post ignited conversation about AI in finance, his broader message underscores a timeless principle: knowledge, discipline, and emotional control remain the cornerstones of wealth creation.
As he noted in an earlier financial guide, true financial health lies in five key habits — saving consistently, managing debt wisely, building a financial cushion, owning long-term assets, and understanding investments.
The statement, shared recently on X (formerly Twitter), quickly sparked widespread discussion on the role of human advisors in the age of intelligent algorithms.
‘Conviction Is the Only Value’
In his post, Shrivastava argued that while AI platforms like ChatGPT can provide accurate financial insights, what truly sets a human advisor apart is conviction.
“The only value that a financial advisor brings to the table is conviction, because they can invest their own money,” he wrote. “ChatGPT cannot. Words mean nothing in a world full of deceit.”
Shrivastava, an INSEAD alumnus and founder of Wisdom Hatch, has built a strong following for his practical approach to financial education. Drawing from his experience as a former consultant with BCG and Dalberg, he often blends market analytics with behavioral finance.
ChatGPT gives better financial advice than a financial advisor.
— Akshat Shrivastava (@Akshat_World) October 10, 2025
The only value that a financial advisor brings to the table is "conviction".
Why? because he/she can invest their own money.
ChatGPT cannot. They can potentially have skin in the game.
If a financial advisor…
Netizens Join the Debate
The post opened floodgates of opinions, with users divided between AI advocacy and human intuition.
One user commented, “ChatGPT’s advice is free, unlike some advisors who just talk for a paycheck. Conviction sold separately.” Another added, “ChatGPT can give information, but it can’t calm you down during a market crash when you’re about to panic sell everything.”
Many agreed that conviction is key to success, yet others cautioned that conviction without knowledge could be disastrous. “ChatGPT brings data; a good advisor brings discipline,” one reply read. “The best investors combine both.”
While Shrivastava’s viral post ignited conversation about AI in finance, his broader message underscores a timeless principle: knowledge, discipline, and emotional control remain the cornerstones of wealth creation.
As he noted in an earlier financial guide, true financial health lies in five key habits — saving consistently, managing debt wisely, building a financial cushion, owning long-term assets, and understanding investments.
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